MAP^® Business Owners Insurance

Merchants offers comprehensive business owners products that are designed to offer you a complete and flexible policy. Our automatic coverages address your basic insurance needs, and combined with a broad range of additional coverage options, provide you with a unique package of protection!

Automatic Coverages

• Accounts Receivable
• Business Income
• Computer Coverage
• Contractor’s Installation/Tools and Equipment
• Debris Removal
• Employee Dishonesty
• Employment Practices Liability Coverage
• Equipment Breakdown Coverage
• Fire Legal Liability
• Identity Recovery Coverage
• Interruption of Computer Coverage
• Money and Securities
• Money Orders and Counterfeit Money
• Newly Acquired/Constructed Property
• Ordinance or Law Coverage
• Outdoor Property/Outdoor Signs
• Pollutant Clean Up and Removal
• Property Damage Liability
• Property Off Premise/In Transit
• Spoilage
• Utility Service – Direct Damage/Time Element
• Valuable Papers
• Water Back Up and Sump Overflow

Optional Coverages

• Additional Insureds
• Condominium Commercial Unit Owners
• Data Compromise
• Employee Benefits Liability
• Employee Dishonesty
• Employers Hired and Non-Owned Auto
• Food Contamination
• Garage Keepers Liability
• Increased Accounts Receivable
• Increased Money and Securities
• Increased Valuable Papers
• Miscellaneous Property
• Money, Securities and Credit Card Slips
• Professional Liability

Business Owners Pricing Features

• Account Credit
• Age of Building Discount
• Alarm Discount
• Association Credit
• Deductible Discount
• Franchise Credit
• Multiple Location Discount
• Single Occupancy Discount
• Sprinkler Discount
• Wholesale Discount

NOTE: Not all coverages and discounts are available in all states. Availability of coverage and discounts are subject to specific underwriting guidelines. See your Merchants’ independent agent for details and a quote.

MAP^® Business owners insurance

MAP^® auto Repair/Collision repair insurance

Commercial Auto Insurance

Contractors Coverall Plus Insurance

MCP^sm Handyman Insurance

Commercial Package Insurance

MPP^® Golf Insurance

MPP^® Restaurant Insurance

Commercial Umbrella Insurance

Workers' Compensation Insurance