Personal Auto Coverage

Your automobile is a major investment, and Merchants Insurance Group offers quality insurance protection for your valued vehicle. We offer liability, physical damage, comprehensive, and collision coverage. Our wide range of coverage options include glass coverage, towing and rental reimbursement.

But there's more!

Merchants also offers a unique "Package of Protection" ("POP"), which includes coverage for:

* Additional expenses you incur due to a loss such as:

• Towing and Labor Expenses
• Transportation Expenses (from the site of a covered loss)
• Emergency Lodging Expenses
• Emergency First Aid Expenses
• Rental Car Expense Reimbursement
  

* Limited Waiver of Collision and Comprehensive Deductibles

If you are involved in an accident with another Merchants insured vehicle, Merchants will waive the collision and comprehensive deductibles on both vehicles.

* Personal Property

Protection for personal property damaged in a covered loss is provided.

Money Saving Discounts - Affordability You'll Appreciate.

Merchants' Personal Auto coverage is easy on the pocketbook. Several discounts for safety and anti-theft devices are available to help you save money on your insurance premium, while ensuring your peace of mind as well. Features on your vehicle, like anti-lock brakes, daytime running lights, airbags, and car alarms, plus completion of defensive driving courses, also contribute to additional cost-savings.

Personal Umbrella Insurance

Merchants Personal Umbrella Insurance provides additional liability coverage over and above the protection included in your Merchants Personal Auto policy and Homeowners policy.

NOTE: Not all coverages and discounts are available in all states. Availability of coverage is subject to specific underwriting guidelines. See your Merchants Independent Agent for details and a quote.