Products

The Merchants Package Plus ™ (MPP ™) line of products is part of our well-known Merchants' Commercial Package Policy program. Many businesses require a more flexible policy that allows them to "mix and match" coverages, and our MPP™ program combines flexible coverage, competitive pricing, and unique features, so we can customize an affordable package of insurance protection for your clients.

What does this new program offer?
*Includes General Liability Complete and Merchants Value Plus (MVP) coverages
*Business Income is included
- Actual Loss Sustained up to 90 days
- 24 hour waiting period

Merchants Package Plus ™ Restaurant Program provides our insureds with comprehensive coverage for their family-style restaurants, in states other than New York. This program comes with special rates and endorsements specifically designed for these type of restaurants.

The program is targeted to mid-sized, well-established family-style restaurants with limited liquor receipts. We use current ISO forms and our MPP ™ Restaurant Endorsement. The MPP ™ Restaurant Endorsement expands coverages provided under the standard ISO form, and includes those coverages that are needed by all restaurants.

Highlights:

• Business Income - ALS up to 90 days with 24 hour waiting period
• Equipment Breakdown - Included (spoilage up to $50,000)
• Credit Card Receipts - $5,000
• Money and Securities - $25,000 on premises/$5,000 off premises
• Medical Payments - $15,000
• Ordinance or Law

• Loss to Undamaged Portion of Building - Included
• Demolition Cost - $50,000
• Increased Cost of Construction - $50,000

• Fire Protection Equipment Recharge and Clean Up - $15,000
• Back Up of Sewer and Drain - $10,000
• Electronic Data Equipment and Media - $25,000 Equipment, $10,000 Media
• Outdoor Signs - $10,000
• Plus many more!

NOTE: Not all coverage and discounts are available in all states. Availability of coverage is subject to specific underwriting guidelines. See your Merchants Independent Agent for details and a quote.