Loss Prevention Archives - Merchants Insurance Group

Apr 03

The Importance of Hand Washing

Good hand hygiene is now more important than ever. Soap, water and less than half a minute of your time go a long way to preventing the spread of the coronavirus and many other illnesses such as colds and the flu. First, how should you wash your hands? Wet your... read more →

April 3, 2020
Blog, Health, Loss Prevention, Pandemic

Mar 13

side view of smiling handsome electrician repairing electrical box with pliers in corridor electrician contractor insurance

What are some general safety tips for working with or near electricity?

In 2018, there were more than 715,000 electricians in the United States. It’s a job that can be fraught with danger, though, and in 2018, 9% of all electrical injuries were fatal, claiming 160 victims. Taking precautions before you get to the job site can make it safer for you,... read more →

March 13, 2020
Blog, Commercial Loss Prevention, Contractors, Loss Prevention

Mar 11

Manual workers and female architects talking while analyzing housing plan on construction site. EPLI Contractors Insurance

What is Employment Practices Liability Insurance (EPLI), and Why Do Contractors Need It?

Contractors are just as exposed to an Employment Practices Liability (EPL) claim as any other business owner. Contractors may have greater exposure due to the lack of employment related policies and use of part-time or seasonal labor. Many small businesses, often employing only a few workers, may be at greater... read more →

March 11, 2020
Blog, Commercial Coverages, Commercial Loss Prevention, Contractors

Mar 05

Using Ladders Safely

Basic Safety Always inspect the ladder before each use. Never used a damaged ladder. Chose the proper ladder for the type of work to be done. Make certain the ladder is able to carry the amount of weight that will be applied. All ladders must be on a solid, level... read more →

March 5, 2020
Blog, Commercial Loss Prevention, Contractors, Home, Loss Prevention, Personal Lines, Personal Lines Loss Prevention

Mar 03

Landscaping Safety Tips

Many people work in the landscaping industry in the United States, but it can be a difficult and dangerous job. More than 912,000 people in the U.S. are employed as landscapers or groundskeepers, with another approximately 100,000 employed as first-line supervisors. You can run a successful landscaping business while still... read more →

March 3, 2020
Blog, Commercial Loss Prevention, Contractors, Spring CL, Summer CL

Feb 12

Rock Salt vs. Ice Melt and How to Use Them Correctly

What exactly is rock salt anyway? How is rock salt different from other “ice melt” products? How do you know which one to purchase? How do you use it properly? Are any products in this category pet-friendly? Below, we’ve answered these questions and more for you! What is Rock Salt?... read more →

February 12, 2020
Blog, Contractors, Loss Prevention, Seasonal, Winter, Winter CL, Winter PL

Feb 09

Pizzeria Owners: How to Keep Your Pizza Shop Safe and Patrons Happy

Make sure all employees, particularly new employees, are properly trained and conduct frequent reviews with your staff about food safety basics, personal hygiene and cross-contamination to help keep your pizza shop rolling in the dough! Cleanliness: During employee training and on-going inspections of your restaurant, look at two... read more →

February 9, 2020
Blog, Commercial Loss Prevention, Food, Loss Prevention

Feb 04

Keep Your House Safe While You’re Away on Winter Vacation

Extended periods of freezing weather can cause hundreds or even thousands of dollars’ worth of damage to unoccupied homes. By following a few simple tips, you can enjoy your winter vacation, knowing that your home is safe. Water pipes that are accessible can be fitted with foam or fiberglass insulation... read more →

February 4, 2020
Blog, Loss Prevention, Personal Lines, Personal Lines Loss Prevention, Seasonal, Theft, Travel, Winter, Winter PL

Jan 22

Black Ice: What You Need to Know for Safe Driving

Winter driving isn't only about dealing with snow, but the ice that can be a real threat. Black ice, in particular, is dangerous because it's invisible. Facts about black ice: The term "black ice" simply means the ice is transparent and the road surface can be seen through it. Black... read more →

January 22, 2020
Auto, Blog, Commercial Auto, Loss Prevention, Personal Auto, Personal Lines, Personal Lines Loss Prevention, Winter, Winter CL, Winter PL

Jan 16

Is Your Restaurant Ready for Valentine’s Day?

According to the National Restaurant Association, Valentine’s Day is the second busiest day of the year for restaurants, right after Mother’s Day. People in the U.S. spend more than $19 billion on the holiday. Make sure some of that money is spent at your restaurant with a few marketing steps... read more →

January 16, 2020
Blog, Business, Commercial Coverages, Food, Seasonal, Winter CL

Merchants remains committed to our customers and communities in light of the coronavirus (COVID-19). Read More

The Importance of Hand Washing

What are some general safety tips for working with or near electricity?

What is Employment Practices Liability Insurance (EPLI), and Why Do Contractors Need It?

Using Ladders Safely

Landscaping Safety Tips

Rock Salt vs. Ice Melt and How to Use Them Correctly

Pizzeria Owners: How to Keep Your Pizza Shop Safe and Patrons Happy

Keep Your House Safe While You’re Away on Winter Vacation

Black Ice: What You Need to Know for Safe Driving

Is Your Restaurant Ready for Valentine’s Day?

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