Loss Prevention Archives - Merchants Insurance Group

Jan 22

Black Ice: What You Need to Know for Safe Driving

Winter driving isn't only about dealing with snow, but the ice that can be a real threat. Black ice, in particular, is dangerous because it's invisible. Facts about black ice: The term "black ice" simply means the ice is transparent and the road surface can be seen through it. Black... read more →

January 22, 2020
Auto, Blog, Commercial Auto, Loss Prevention, Personal Auto, Personal Lines, Personal Lines Loss Prevention, Winter, Winter CL, Winter PL

Jan 16

Is Your Restaurant Ready for Valentine’s Day?

According to the National Restaurant Association, Valentine’s Day is the second busiest day of the year for restaurants, right after Mother’s Day. People in the U.S. spend more than $19 billion on the holiday. Make sure some of that money is spent at your restaurant with a few marketing steps... read more →

January 16, 2020
Blog, Business, Commercial Coverages, Food, Seasonal, Winter CL

Jan 10

Rare snow storm in Northwest United States with residential home in background

Winter Energy Saving Tips for your Home

By doing some research and making simple adjustments to your living space, you can save money, energy and make your home comfortable throughout the year. There are a variety of programmable thermostats that can be set to fit your schedule on a weekly basis. Some models even indicate when to... read more →

January 10, 2020
Blog, Home, Loss Prevention, Personal Lines, Personal Lines Loss Prevention, Seasonal, Winter PL

Jan 09

Winter Energy Saving Tips for Businesses

Be sure to properly prepare your business for any type of cold weather. Here are some tips on saving on energy costs in the winter and throughout the year: Lower your thermostat during off hours: The number one way businesses waste money in the cold months is by heating unoccupied... read more →

January 9, 2020
Blog, Business, Commercial Coverages, Commercial Loss Prevention, Loss Prevention, Seasonal, Winter CL

Jan 02

What to do with your Christmas tree

As fun as it is to pick out a Christmas tree, trying to figure out what to do with it once the holidays are over, can be a problem. Luckily, there are many different ways your Christmas tree can be removed and even put to good use after the holidays.... read more →

January 2, 2020
Blog, Loss Prevention, Personal Lines Loss Prevention, Seasonal, Winter PL

Dec 30

Stay Safe on New Year’s Eve!

This time of year means bad weather, driving at night, and sharing the road with others who may be drinking, all facets that make this a dangerous night of the year. But alcohol-impaired driving isn’t the only danger that can crop up over the New Year’s holiday. Read on for... read more →

December 30, 2019
Blog, Loss Prevention, Personal Auto, Personal Lines, Personal Lines Loss Prevention, Seasonal, Winter PL

Dec 23

Winter Building Maintenance Tips: For Your House or Business

Every year, homeowners and small businesses must keep their structures safe throughout rough winter weather, with problems ranging from heating issues to snow build up. The following steps can prevent problems with heating, plumbing and facilities maintenance. Heating Safety Fireplace and Wood Stove Safety Have your chimney inspected and cleaned... read more →

December 23, 2019
Blog, Commercial Loss Prevention, Loss Prevention, Seasonal, Winter CL

Dec 18

Best Holiday Decorating Safety Ideas

Decorating with Candles Fake “candles” that run on batteries are the safest best to give the warm glow without the danger of a live flame. If you decide to use real candles for decoration, though, ensure they are in stable holders where they can’t be reached or knocked over by... read more →

December 18, 2019
Blog, Loss Prevention, Personal Lines Loss Prevention, Seasonal, Winter, Winter PL

Dec 16

Your Holiday Season Road Trip: What You Need to Know

Leave the stress of a road trip at home and enjoy your time away. Taking a few steps before leaving home can help make your trip a positive experience: Ensure your vehicle is properly maintained. Have your car and tires inspected before you leave. Under inflation of tires reduces fuel... read more →

December 16, 2019
Auto, Blog, Loss Prevention, Personal Lines, Travel, Winter

Dec 13

Fighting Frostbite at Work

Working outside in the winter can be a particular challenge. Frostbite, an injury to the skin caused by freezing, can happen when a body part isn't properly covered and skin is exposed to freezing temperatures. Those who work outside, including recreational workers, snow cleanup crews, construction workers, police officers and firefighters,... read more →

December 13, 2019
Blog, Commercial Loss Prevention, Contractors, Loss Prevention, Seasonal, Winter CL