Personal Auto Insurance
Your automobile is a major investment, and Merchants Insurance Group offers quality insurance protection for you and your valued vehicle. We offer liability, physical damage, comprehensive, and collision coverage.
We offer personal auto insurance for most drivers and vehicles through our Merchants Flexible Choice Autosm program that includes many coverage options and money saving discounts.
To enhance your coverage, Merchants also provides three levels of endorsements, including the "Package of Protection" ("POP"), which includes coverage for additional expenses you incur due to a loss such as:
Includes all of the “POP” Endorsement features plus
Extra Advantage Plus
Includes all of the “POP” Endorsement features and the Extra Advantage Package Endorsement features plus
Free Roadside Assistance
With the addition of physical damage coverage (collision and comprehensive coverage), we provide free roadside assistance.
Money Saving Discounts
Merchants' Personal Auto coverage is easy on the pocketbook. Several discounts for safety and anti-theft devices are available to help you save money on your insurance premium, while ensuring your peace of mind. Features on your vehicle, like anti-lock brakes, daytime running lights, airbags, and car alarms, plus completion of defensive driving courses, also contribute to additional cost-savings.
NOTE: Not all coverage and discounts are available in all states. Availability of coverage is subject to specific underwriting guidelines. See your Merchants’ independent agent for details and a quote.