New Business Solutions Center
Prepare a Winning Underwriting Submission
Learn how strong underwriting supports better risk selection, smarter coverage decisions, and long-term account success — all starting with what you submit.
Merchants Appetite Guide Video
Watch the video below to see how to check Merchants appetite guide for risk eligibility prior to preparing your submission.
What a Winning Submission Includes
A complete, detailed submission helps speed up underwriting and strengthens your chance of approval.
Tell Us About Your Clients Business
A brief, detailed description of operations
Year business started
Years of experience in the field or trade
Loss information (provide 5 year hard copy loss runs)
Prior carrier information (provide last 5 years)
Business website
Contact information (phone number and email address)
Gross sales
Payroll
Number of employees
Does the Agency control the account?
* For CMP only
Why Winning Submissions Help
Strong submissions lead to faster decisions, fewer coverage issues, and better outcomes for both agents and clients.
Helps ensure relevant coverage endorsements
Reduces an agents E&O exposure
Quote accuracy
Saves time (less back-and-forth for underwriting info)
Helps to avoid premium changes post-bind
Reduces the need for loss control on certain risks
