Insurance for Business

Merchants Insurance Group offers a variety of insurance products to provide you with peace of mind and protection for your business needs.

We offer insurance for business owners including retail and service businesses; auto repair and collision shops; building owners; artisan contractors; food service operations; offices; small wholesalers; and business auto coverage.

Auto Repair & Collision Shops

Through a combination of flexible business owners coverages, competitive pricing and unique features, we can customize an affordable package of insurance protection for a variety of automotive service professionals.

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Building Owners

This insurance provides owners of commercial buildings with the benefits of a comprehensive package of protection and the flexibility to meet your specific needs. This product is designed for buildings principally occupied by offices, retail, service and wholesale businesses.

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Business Auto

Merchants Insurance Group offers comprehensive insurance for business vehicles including cars, trucks and trailers.  In addition to traditional coverage for liability and physical damage, Merchants also offers additional optional coverages with increased limits.

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Contractors

This insurance provides comprehensive and broad-ranging protection for artisan contractors. We offer this coverage to more than 30 types of contractors such as electricians, HVAC technicians, landscapers, painters, driveway/sidewalk pavers, fence installers, glaziers and janitorial services.

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Golf

Merchants’ Golf insurance is designed to insure “daily fee” golf courses that are open to the public.  These courses typically have practice greens and a driving range.  They may or may not have a snack shop, full-service restaurant, golf pro or a pro shop.

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Offices

This insurance is designed for businesses such as medical, legal, financial and other professional-service offices.

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Restaurants \ Food Service

This insurance is designed for businesses such as casual, family-style or fine-dining restaurants where sales are primarily from food instead of liquor, as well as for bakeries and coffee shops.

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Septic Haulers \ Designers \ Installers

Merchants offers protection for all of your specific needs, including Replacement Cost Coverage on Pumper Trucks (10 years or newer), and Pollution Coverage available under your Commercial Auto or Commercial Package Policy, and much more.

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Service \ Retail \ Wholesale Businesses

This insurance is for service businesses, such as day spas, nail salons, pet groomers and funeral homes, and retail establishments such as pet stores, shoe stores and hardware stores, as well as retail businesses that also install their products, such as carpet/flooring stores.

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Workers’ Compensation

Merchants Insurance Group offers Workers’ Compensation insurance in Massachusetts, Michigan, New Hampshire, New Jersey, New York, Pennsylvania and Vermont to provide further coverage to a variety of our contractor and business policies.

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Umbrella

Merchants Insurance Group’s Commercial Umbrella insurance is designed to supplement the existing business or contractor’s policy and their auto liability with higher liability limits.

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Providing quality property and casualty insurance protection since 1918