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How Do Sunscreens Work? What Is the Sun Protection Factor (SPF)?

By July 20, 2017November 7th, 2024No Comments

sun-job-fbSunscreens protect your skin by absorbing and/or reflecting UVA and UVB rays. The FDA requires that all sunscreens contain a Sun Protection Factor (SPF) label. The SPF reveals the relative amount of sunburn protection that a sunscreen can provide an average user (tested on skin types 1, 2, and 3) when correctly used.

Sunscreens with an SPF of at least 15 are recommended. You should be aware that an SPF of 30 is not twice as protective as an SPF of 15; rather, when properly used, an SPF of 15 protects the skin from 93 percent of UVB radiation, and an SPF 30 sunscreen provides 97 percent protection (see chart to the right).

spf-uvb

Although the SPF ratings found on sunscreen packages apply mainly to UVB rays, many sunscreen manufacturers include ingredients that protect the skin from some UVA rays as well. These “broad-spectrum” sunscreens are highly recommended.

The above is an excerpt adapted from the article,”Sun Screen: The Burning Facts.” For more information, please visit www.epa.gov.

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Merchants Insurance Group

Founded in downtown Buffalo, New York in 1918, Merchants Insurance Group is a leading regional property and casualty insurance carrier specializing in commercial lines. Merchants partners exclusively with independent insurance agents because they have the expertise to match the company’s portfolio of quality products, and to ensure customers’ assets are properly protected. The large network of Merchants’ independent agent partners spans across Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, and Vermont.