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Merchants Insurance Group Merchants Insurance Group
  • Insurance
    • Business Insurance
      • Auto Repair & Collision Shops
      • Building Owners
      • Business Auto
      • Contractors
        • Carpentry
        • Concrete
        • Electricians
        • Handyman
        • HVAC
        • Janitorial
        • Landscaping
        • Painting and Paperhanging
        • Plumbing
      • Golf
      • Offices
        • Medical Offices
      • Restaurants/Food Service
      • Septic Haulers / Designers / Installers
      • Service / Retail / Wholesale Businesses
        • Beauty Salon, Barber Shop, Nail Salon or Day Spa
        • Optometrists
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Building Owners

This insurance provides owners of commercial buildings with the benefits of a comprehensive package of protection and the flexibility to meet your specific needs. This product is designed for buildings principally occupied by offices, retail, service and wholesale businesses.

Some of the coverages included for building owners:

Building
  • Helps replace or repair your building if it is damaged by a covered loss.
Business Liability
  • Provides protection for damages relating to bodily injury and property damage that arise out of your business; and personal and advertising injury for example, if a competitor of your business complains that an act, advertisement, practice, or comment you or your staff has made has damaged their business.
Business Income and Extra Expense
  • Covers you in the event your business has to close due to a covered loss.  You will be reimbursed for your actual loss of income and the extra expenses you incur for up to one year.
Employment Practices Liability
  • Protects you from claims made alleging injury to your employees due to work-related discrimination, negligent hiring or termination, or harassment.

Optional coverages are also available to customize your policy to meet your unique needs.

Cyber Liability
  • Provides comprehensive data security and privacy coverage that address both first-party losses and third-party liability claims, expert claims handling and breach response services in the event of a suspected breach, and a risk management website which provides information, guidelines and tools to help mitigate risk before a breach occurs.

Money saving discounts for:

  • Protective devices for fire or burglar alarms
  • Automatic sprinkler systems
  • Multiple policies with Merchants Insurance Group

Payment Options

Find a Local Agent

Need insurance? Enter your zip code to find a Merchants Insurance Group agent near you.

... the money I invest in any type of insurance is very important to me. It must be with an insurance company that treats me with care, respect, and - simply, the same way that I would treat that person.

Debbie (Merchants' claims representative) treats us professionally, respectfully, and simply - as if she was part of our family....

Jayne DempseyMerchants Policyholder since 1998

Press Releases

  • Merchants Insurance Group Donates Nearly $25,000 to Charities to Commemorate 100th Anniversary Year April 20, 2018
  • Any Business can be a Target of Cyber Criminals …And Cyber Liability Insurance Can Help! April 20, 2018
  • Merchants Insurance Group Recognizes Scirocco Group as 2017 Agent of the Year April 17, 2018
  • Tips for Drinking Water if Flooding Occurs April 16, 2018
  • What Are You Doing to Safeguard and Protect Your Small Business Data? April 16, 2018

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Recent Updates

  • Merchants Insurance Group Donates Nearly $25,000 to Charities to Commemorate 100th Anniversary Year April 20, 2018
  • Any Business can be a Target of Cyber Criminals …And Cyber Liability Insurance Can Help! April 20, 2018

Contact Merchants

250 Main Street, Buffalo, NY 14202 Phone: 1-800-462-1077 E-Mail: support@merchantsgroup.com

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