This insurance provides owners of commercial buildings with the benefits of a comprehensive package of protection and the flexibility to meet your specific needs. This product is designed for buildings principally occupied by offices, retail, service and wholesale businesses.
Building Owners
Some of the coverages included for building owners:
Building
- Helps replace or repair your building if it is damaged by a covered loss.
Business Liability
- Provides protection for damages relating to bodily injury and property damage that arise out of your business; and personal and advertising injury for example, if a competitor of your business complains that an act, advertisement, practice, or comment you or your staff has made has damaged their business.
Business Income and Extra Expense
- Covers you in the event your business has to close due to a covered loss. You will be reimbursed for your actual loss of income and the extra expenses you incur for up to one year.
Employment Practices Liability
- Protects you from claims made alleging injury to your employees due to work-related discrimination, negligent hiring or termination, or harassment.
Optional coverages are also available to customize your policy to meet your unique needs.
Money saving discounts for:
- Protective devices for fire or burglar alarms
- Automatic sprinkler systems
- Multiple policies with Merchants Insurance Group