Your home is a major investment. Merchants Insurance Group offers comprehensive insurance coverage for homes, condominiums and tenants at affordable prices.
In addition to our standard coverages, optional coverages include:
- Provides protection for expenses and identity recovery services you incur as a result of the fraudulent use of your identity by a third party. A case manager will guide you through the steps in the process to correct your credit history and identity records.
Service Line Coverage
- Protects home owners from losses that result from service line failures, such as water piping, sewer piping, power line and more.
Inland Marine Coverage
- Provides additional all-risk protection for valued possessions such as jewelry, artwork, silverware and many other items.
Equipment Breakdown Coverage
- Provides equipment breakdown insurance to cover equipment – such as swimming pool pumps and air conditioning/heating units – attached to and made a part of your home or other structure. It helps fill the gap left by standard homeowners policies and home and extended warranties.
Additional Coverage Extensions
Higher coverage amounts are available for the following items:
- Food Spoilage
- Trees and Shrubs
- Lock Replacement