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Commercial Umbrella

Merchants Insurance Group’s Commercial Umbrella insurance is designed to provide the existing business or contractor’s policy and their commercial auto liability with higher liability limits.

Commercial Umbrella Insurance

In addition to providing higher limits, Merchants’ Commercial Umbrella is designed to provide additional coverage when the total limits of the underlying policy have been exhausted by the payment of claims. Therefore, the umbrella policy covers an accumulation of losses that exceed the total limits of the original liability policy.

Payment Options

IMPORTANT NOTICE FOR POLICYHOLDERS: Merchants will soon require multi-factor authentication to log into the My Merchants Policyholder Portal. Before November 1, 2024, all users should confirm they have access to the email associated with their user profile, as security codes for login will be sent to that email. Need help? Contact Customer Service at 1-(800) 362-3343.