You work hard to keep your customers satisfied. Make sure your business is protected against various losses with the Merchants Advantage Plus® program, designed specifically for automotive repair and collision centers.
Protect your auto shop with the right business insurance
We provide coverage for various automotive repair and service shops, including those that work on air conditioning systems, auto glass, brake and electrical systems, transmissions, tune up services, and emissions systems.
General Liability (GL) Insurance
Helps protect your business from claims involving bodily injury and third-party property damage, for example, if a customer slips and falls while visiting your shop or if a customer’s personal property is damaged while it is at your location. Merchants has liability coverages available to help protect your auto repair shop such as:
Provides coverage if a customer makes a claim that you have been negligent.
Commercial Property Insurance
Building and Business Personal Property Coverage protects you against loss to your physical assets such as your building, its contents, and your equipment. Merchants has property coverages available to help protect your auto repair shop such as:
Equipment Breakdown coverage responds to the cost of repairing or replacing mechanical, electrical or pressure systems equipment that suffers a breakdown. Covered property can include compressors, pumps, hydraulic equipment, and generators.
This provides comprehensive data security and privacy coverage that address both first party losses and third party liability claims, expert claims handling and breach response services in the event of a suspected breach, and a risk management website which provides information, guidelines and tools to help mitigate risk before a breach occurs.