Merchants Insurance Group offers quality insurance protection for you and your valued vehicle. We offer liability, comprehensive and collision coverage.
Personal Automobile
In addition to our standard coverages, optional coverages include:
Towing and Labor Expenses
Transportation Expenses
- From the site of a covered loss
Emergency Lodging Expenses
Emergency First Aid Expenses
Replacement Cost Coverage
- Coverage to repair or replace your damaged possessions at today’s prices.
- Options for both 18 months and 5 years are available.
Original Equipment Manufacturers (OEM) Coverage
- In the case of damage to your vehicle, the replacement parts will be original factory equipment.
Accidental Air Bag Deployment Coverage
Collision Deductible Waiver Coverage
- If a collision occurs that involves a hit and run driver, your deductible may be waived if correct documentation is obtained and certain conditions are met.
Disappearing Deductible
- Every year you are claim free, your deductible decreases (to a certain level).
Free Roadside Assistance is included when Collision and Comprehensive Coverage is purchased
- 24-hour toll-free assistance in the US and Canada 365 days a year
- Towing to the nearest qualified service facility
- Battery service
- Gas / oil / fluids delivery
- Lock-out assistance
- Collision towing
To use this program you must call 1-866-328-5771 for service. Assistance obtained through any source other than through the service number is not covered and is not reimbursable.
Money Saving Discounts
- Including good student, paid-in-full and having multiple policies with Merchants Insurance Group, among others.