Comprehensive insurance is vital to the success of your store, protecting it from many losses, such as theft, vandalism, slips and falls, property damage, and more. Whether you’re a liquor store or florist, Merchants Insurance Group can help make sure your business is protected with the proper insurance to help you succeed.
General Liability (GL) Insurance
Helps protect your store when your employees, products or services cause damage to other people or their property, for example, if a customer slips or falls. Merchants has liability coverages available to help protect your store such as:
This optional coverage provides comprehensive data security and privacy coverage that addresses both first party losses and third party liability claims, expert claims handling and breach response services in the event of a suspected breach, and a risk management website which provides information, guidelines and tools to help mitigate risk before a breach occurs.
Provides excess liability coverage for personally-owned or rented autos used by you and your employees for your business (Option for most classes unless separate auto policy is in place)
Commercial Property Insurance
Building and Business Personal Property Coverage protects you against loss to your physical assets such as your building, its contents, and your equipment. Merchants has property coverages available to help protect your store such as: