Myth: You Don’t Need Business Auto Insurance Because You Drive Your Personal Car

By May 15, 2017November 18th, 2020No Comments

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Many personal auto insurance policies exclude coverage for commercial (a.k.a. business) use. That means if you get into an accident while running to an office supply store or the airport for your business, you might run into difficulties with your insurance provider.

The insurance needs for your car will depend on how it is primarily used. In other words, if you use it most often for business purposes (but sometimes for personal uses), it will likely require commercial coverage. If you use it most often for personal purposes (with the occasional business errand thrown in), it will likely require only personal coverage.

An insurance agent can explain this to you in more detail.

The above is an excerpt from the article, “10 Myths Small Business Owners Believe About Their Insurance.” For more information, please visit www.smallbiztrends.com.

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Merchants Insurance Group

Merchants Insurance Group sells its products through a network of more than 1,000 independent insurance agents in Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, and Vermont. We sell our products through independent insurance agents because we believe they provide value to policyholders through their broad range of products and their insurance expertise.