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Merchants Insurance Group is pleased to announce that Ray Guagliardi, Multi-Lines Adjuster for Casualty, Claims Department, has earned the Senior Claims Law Associate (SCLA) insurance designation through the American Educational Institute. In order to obtain the designation, Mr. Guagliardi had to complete four courses and exams.

Mr. Guagliardi, who has been with Merchants for more than 7 years, previously worked in law enforcement, education and insurance claims with a different insurance carrier. He holds a bachelor’s degree in Criminal Justice from – SUNY Buffalo State, and a master’s in Curriculum and Instruction from Medaille College.

Mr. Guagliardi and his wife reside in Orchard Park, N.Y.

Robert Klingensmith

Merchants Insurance Group

Founded in downtown Buffalo, New York in 1918, Merchants Insurance Group is a leading regional property and casualty insurance carrier specializing in commercial lines. Merchants partners exclusively with independent insurance agents because they have the expertise to match the company’s portfolio of quality products, and to ensure customers’ assets are properly protected. The large network of Merchants’ independent agent partners spans across Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, and Vermont.