Earning Your Business Every Day

Since 1918, Merchants Insurance Group has been providing quality property and casualty insurance protection to our policyholders. Learn about our payment options or pay your bill online.
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Proud to be the 2026

Commercial Lines Carrier of the Year

Proud to be the 2026

Commercial Lines Carrier of the Year

Need Insurance Advice?

Find an independent agent near you.

Our Products

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Business Insurance

Merchants Insurance Group offers a variety of insurance products to provide you with peace of mind and protection for your business needs.

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Personal Insurance

We offer insurance for personal automobiles, homes and additional liability insurance with our personal umbrella coverage.

Blog and News

coffee on a cafe patioLoss PreventionRestaurantSafety and HealthCafé Patio Safety: Managing Risks in Outdoor Seating Areas
July 30, 2026

Café Patio Safety: Managing Risks in Outdoor Seating Areas

Café Patio Safety: Managing Risks in Outdoor Seating Areas In warmer months, cafés and coffee…
engineer inspecting the build of swimming pool.ContractorsRisk Management Best Practices for Pool Maintenance Contractors
July 15, 2026

Risk Management Best Practices for Pool Maintenance Contractors

Risk Management Best Practices for Pool Maintenance Contractors Pool maintenance contractors have an important job,…

Who We Are

Merchants Insurance Group, with its headquarters in Buffalo, New York, is comprised of Merchants Mutual Insurance Company and Merchants Preferred Insurance Company. Our companies provide a variety of property and casualty insurance products for commercial and personal lines.

Merchants provides high-quality and affordable insurance for home owners, automobile owners, and many businesses, such as contractors and business owners. Merchants operates in Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania and Vermont.

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