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IDKs & FAQs: What Is Workers’ Compensation?

 Welcome to another episode of IDKs & FAQs: Insurance Defined with Merchants Insurance Group!

Today’s question:

What is workers’ compensation?

Workers’ compensation, commonly referred to as workers’ comp, provides essential protection to employees in the event of a work-related injury or illness. In this episode of IDKs & FAQs, Sherri Oliver, Product Specialist II, explains what workers’ compensation is, how it works, what it covers, and why it’s so important to have.

Watch the episode above to learn more!


screenshots of previous episodes of IDKs & FAQs with text that reads "IDKs & FAQs: Insurance Defined with Merchants Insurance Group"

IDKs & FAQs: Insurance Defined with Merchants Insurance Group

We know that insurance can sometimes be a confusing and even intimidating subject, but it doesn’t have to be. In this video series, industry experts at Merchants Insurance Group share their expertise! Each episode answers your questions, from defining insurance industry terms to specific questions about Merchants’ coverage options. 

Explore other episodes of IDKs & FAQs: Insurance Defined with Merchants Insurance Group, where we answer questions such as:


This blog was originally published on September 7, 2023. It was last updated on August 13, 2024.


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Katherine Trautwein

Merchants Insurance Group

Merchants Insurance Group sells its products through a network of more than 1,000 independent insurance agents in Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, and Vermont. We sell our products through independent insurance agents because we believe they provide value to policyholders through their broad range of products and their insurance expertise.

IMPORTANT NOTICE FOR POLICYHOLDERS: Merchants will soon require multi-factor authentication to log into the My Merchants Policyholder Portal. Before November 1, 2024, all users should confirm they have access to the email associated with their user profile, as security codes for login will be sent to that email. Need help? Contact Customer Service at 1-(800) 362-3343.